All our international students must have health insurance during their stay in Estonia. Below you will find information about insurance for both EU and non-EU students.
EU students
If you are an EU citizen, please bring your European health insurance card (EHIC) or its replacement certificate to prove your eligibility for Estonian health care. You should apply for the card from the social service authorities in your home country before arriving in Estonia.
Please note that EHIC is not an alternative to travel insurance. It does not cover any private healthcare or costs such as a return flight to your homecountry or lost/stolen property. Please find more detailed information from the European Commission website.
Non-EU students
A student who has been granted residence permit for study is not covered by the Estonian Health Insurance Fund. Students can come to Estonia with travel insurance but are then required to obtain proper health insurance in Estonia. You have to have an insurance contract guaranteeing that any costs related to your medical treatment as a result of illness or injury during your stay in Estonia will be met.
Non-EU students should follow the requirements of the Estonian Police and Border Guard Board and obtain a medical insurance in Estonia for the same period as the temporary residence permit is valid.
Arrange your insurance contact within two months of your arrival to Estonia. Please present the contract to the Estonian Police and Border Guard Board. If you do not provide proof of proper insurance to the Police and Border Guard Board your temporary residence permit may be cancelled.
The following companies are accepted by the Estonian Police and Border Guard Board:
- ERGO KINDLUSTUS
Phone: +372 610 6500
E-mail: info@ergo.com.ee
Address: Lauteri 5, 10114, Tallinn - IF KINDLUSTUS
Phone: +372 667 1100
E-mail: info@if.ee
Address: Pronksi 19, 10124, Tallinn - AS INGES KINDLUSTUS
Phone: +372 641 0436, +372 641 0437
E-mail: inges@inges.ee
Address: Raua 35, 10124, Tallinn - KINDLUSTUSEST
Phone: 12555
E-mail: info@kindlustusest.ee
Address: Mustamäe tee 55, 10621, Tallinn - Other accepted insurance companies